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On Top of the World Real Estate of Marion

Ocala's 55+ Specialist

Your guide home to On Top of the World & Stone Creek.

Trusted local expertise for buyers relocating to Ocala’s premier 55+ active-adult communities, and for current residents ready to sell.

Free Relocation GuideBrowse Featured Homes
RateMyAgent 2026 Top 5 Agent badge — Marion County

2026 Recognition

Top 5 Agent, Marion County

Awarded by RateMyAgent for client satisfaction in Marion County, FL. Also a verified Price Expert, Trusted Agent, and Top 20% Nationwide.

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Kathy Joshi, REALTOR®

Meet Kathy

Real estate guidance built for your next chapter.

Kathy Joshi is a REALTOR® with On Top of the World Real Estate of Marion, LLC, specializing in 55+ active-adult communities in southwest Ocala. She works with families relocating to Florida and current OTOW and Stone Creek residents preparing to sell. Insider access to the OTOW resale market.

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The Communities

Two of Florida’s most loved 55+ communities — right here in Ocala.

Whether you’re drawn to OTOW’s small-town energy or Stone Creek’s polished resort lifestyle, you have neighbors who chose well. Explore what each one offers.

On Top of the World community, Ocala FL

On Top of the World

Florida's premier 55+ active-adult community

~12,000 homes · $200k – $700kExplore →
Stone Creek by Del Webb community, Ocala FL

Stone Creek by Del Webb

Del Webb 55+ resort-style living

~3,500 homes · $300k – $900kExplore →

Featured Listings

Currently available in OTOW & Stone Creek

See all listings →

New listings coming soon.

Active inventory is updated as homes hit the market. To see every home available in our communities right now, browse the full MLS.

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The Free Guide

Thinking of moving to Ocala?

Our free relocation guide walks you through taxes, weather, daily cost of living, the difference between OTOW and Stone Creek, what to bring, and what to leave behind. Written for the way real retirees actually plan a move — not generic Florida brochures.

  • Side-by-side community comparison
  • Florida tax & homestead basics
  • Realistic monthly cost ranges
  • Step-by-step moving timeline

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What clients say

Trusted by neighbors and newcomers alike.

Read verified reviews from past clients.

Browse what buyers and sellers say about working with Kathy on the platforms they trust.

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Common Questions

Working with Kathy in OTOW & Stone Creek.

Who is a good real estate agent for On Top of the World in Ocala?

Kathy Joshi is a REALTOR® with On Top of the World Real Estate of Marion, LLC — the brokerage affiliated directly with the community. She specializes in OTOW and Stone Creek resales and was named a Top 5 agent in Marion County by RateMyAgent for 2026 (ranked #4).

What makes Kathy different from other OTOW agents?

Two things. First, insider access — as an agent with the community's official brokerage, she sees listing activity, pricing benchmarks, and neighborhood inventory changes as they happen. Second, focus — she works almost exclusively with OTOW and Stone Creek clients, so her market knowledge stays current instead of spread thin across every corner of Marion County.

Does Kathy work with out-of-state buyers relocating to Ocala?

Yes — relocations are her specialty. Most of her buyer clients are moving from northern states (NY, NJ, PA, OH, MI) and she guides them through the Florida-specific decisions that trip people up: homestead exemptions, property tax expectations, insurance, HOA structures, and how the different 55+ communities actually compare when you live in them, not just when you tour them.

Is Kathy Joshi part of the On Top of the World brokerage?

Yes. She's licensed under On Top of the World Real Estate of Marion, LLC (Florida license SL3577322), the brokerage that handles the majority of resale activity inside the OTOW community.

How do I reach Kathy?

Call or text (407) 430-3649, email kathy_joshi@OTOWresales.com, or use the contact form. Kathy personally answers every inquiry, usually within a business day.

Ready when you are

Let’s talk about your next chapter in Ocala.

Whether you’re a year out from retirement or ready to list your OTOW home next month, I’ll meet you where you are. Call, text, or send a note — I respond to every inquiry personally.

Talk to Kathy

Call or text(407) 430-3649Emailkathy_joshi@OTOWresales.com
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